ACC Stave Four So Far

  Yesterday we read how Scrooge met with the Ghost of Christmas Yet to Come, and they're visiting a future if Scrooge never changes. The Ghost is really scary because most of it is unknown. it never talks, the only body part that is visible is its skeletal hand. It looks like the grim reaper or an angel of death. Its the physical representation of death. So far they've visited three scenes. The first one was some businessmen talking about a man's death, and how they'll only go to his funeral if there's gonna be food. The second was a very brief exchange between two men. They mention Old Scratch's (Scrooge) death and move on to the weather. Scrooge is really confused by now and horrified about the way they're talking about the dead man, how no one seems to care at all about him. The Ghost and Scrooge then come to a part in the slums, where they see two women and a man trying to sell stuff on the black market. The stuff they stole came from a dead man's house, with the dead man still in it. Mrs. Dilber, one of the robbers, took the bed curtains with the dead man still in bed, blankets off the dead guy's body, and also taking his pajamas off the corpse. Joe, the guy they're selling the stuff to, joke with Mrs. Dilber about the stuff she stole, and Scrooge is wondering who the dead guy is and is horrified at how they're basically adding insult to injury to this poor dead guy (poor, get it? He's not poor?). 
  Please ignore the bad joke. It's understandable that this is the slums and stealing things is a job, but stealing a dead guy's stuff when he's still in the bedroom is taking it a little far. At least steal from someone still alive. Or not steal at all, which is the safer choice. The point is that even if a person is really disliked, disrespecting the dead like this isn't very nice, for lack of better words. Even Scrooge is horrified by all of this, and he doesn't know that it's him they're stealing from. Then the businessmen from earlier shouldn't have talked so badly about him, or call him "Old Scratch" and considered him so insignificant that they move onto the weather right away. That's disrespecting the dead too. I wonder when Scrooge will realize that they're talking about him, and which scene this Ghost shows him that'll change him for good. We know this Ghost is using fear to change Scrooge, but which scene is the one that's going to hit Scrooge the hardest, like how the scene with Belle and her family with the Ghost of Christmas Past hit Scrooge the hardest, because I've forgotten from the play which scenes Ghost of Christmas Yet to Come shows Scrooge.